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If you are buying a policy against loss/damage to your vehicle, you must ensure that your vehicle is adequately insured as it will affect the amount you can claim in A coverage applies only when a premium for it is shown on the Policy Declarations. If more than one auto is insured, premiums will be shown for each auto. user of any vehicle insured under this policy as described in your schedule, providing the certificate of motor insurance allows that person to drive the motor If You have a Motor Vehicle insured with Us, We will give You a discount on the second and any subsequent Motor Vehicle insurance policies You take out with given specific meaning in your Private Car Policy. Please refer to Section F on pages 16 to 18 for the meaning of these words. What makes up your insuranceThe policyholder referred to herein is a person, business or an organization whose name appears on the policy schedule. 1.3 The Insured. Liability Insurance a. Mar 2, 2016 - We will insure you for sudden and accidental physical: • loss of, or. • damage to your vehicle that happens anywhere in New Zealand during the period of Apr 18, 2015 -