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Profile IconTARUN KUMAR and JASMINE brown joined The Ludington Torch
Friday
Golf~6~Romeo replied to XLFD's discussion Ludington City Council, April 13, 2026, Part 1: Four Letter Words Beginning with F and P
"A Ludington-ite/business owner must ask themselves, "Who is the city council working for?". Their complete disregard for common law is appalling. Hubris 2° to concupiscere is my assessment."
Thursday
XLFD posted a discussion

Ludington City Council, April 13, 2026, Part 1: Four Letter Words Beginning with F and P

Before English purists/police fault us in the comments for using the term "words" in the title rather than the more appropriate term "acronyms", our reporter, proofreader and editor (who happen to be the same person) know that already.  If you can't get over that for some reason, with all due respect, f*** you and p*** off, yours very truly X***.The Lean and Green April…See More
Wednesday
XLFD replied to XLFD's discussion Let's Not Keep PACE
"The resolution approving a citywide PACE district presented to the council was taken off of the agenda on Monday!  We will be having an article on that topic out later today."
Wednesday
Golf~6~Romeo replied to XLFD's discussion Let's Not Keep PACE
"If City council approves this they should all be removed."
Tuesday
XLFD replied to XLFD's discussion Let's Not Keep PACE
"A struggling business needing credit to survive having one (or maybe two) balloon payments come due each year is a scary concept.  Maybe that's a hidden goal of the program: get environment-unfriendly entities like GLC LLC interested in…"
Monday
Freedom Seeker replied to XLFD's discussion Let's Not Keep PACE
"The yearly? Loan payment attached to the tax bill could be scary--instead of breaking down over 12 months like a traditional loan. It seems like a loan designed to fail for already struggling entities."
Apr 13
XLFD replied to XLFD's discussion Let's Not Keep PACE
"Thanks for doing additional research, I could have easily missed some details or failed to convey them in the article due to an effort to keep it away from being too wonkish.  One thing not mentioned is that these PACE loans usually are granted…"
Apr 12
Freedom Seeker replied to XLFD's discussion Let's Not Keep PACE
"Re-reading your arguments against,X, it comes to my mind of Michigan Tax-Sale on non-paid property taxes (after 3 years) which goes to a contract auctioneer (online now). So what happens when a PACE loan recipient can't pay the tax bill (with…"
Apr 12
Freedom Seeker replied to XLFD's discussion Let's Not Keep PACE
"Below is a link for more info on the national level. What I cant easily find is the fixed interest rates, which most publications say is "between the lender and…"
Apr 12
Freedom Seeker replied to XLFD's discussion Let's Not Keep PACE
"Thanks for the alert and research, X on PACE (not to be confused with another acronymn for senior care that comes up when searching PACE). It seems this could easily become a quagmir-like automatic "lein" on property sales or defaults,…"
Apr 12
XLFD posted a discussion

Let's Not Keep PACE

The City of Ludington plunged themselves into the expensive proposition of leasing their vehicle fleet in February, then last month they introduced us to the next new shiny concept of Property Assessed Clean Energy (PACE), a California innovation designed to transition over to a greener earth, and indicated that they may want to adopt PACE after a public hearing scheduled for the 6PM meeting on Monday, April 13th.Some potential resistance was shown at the …See More
Apr 12
RK Hubbard replied to XLFD's discussion Ludington Climate Accord?
"You may want to read the following article:  https://www.factcheck.org/2019/07/does-wind-work-without-subsidies/"
Apr 12
XLFD replied to XLFD's discussion Ludington Climate Accord?
"You may want to read that middle paragraph again for the AI attribution, and the first paragraph for an assessment on AI reliability.  I do a lot of research and have found AI to be a great tool, but inconsistent and…"
Apr 12
RK Hubbard replied to XLFD's discussion Ludington Climate Accord?
"XLFD, your source is almost word for word from AI (but tsk tsk, you didn't say so). So I will assume that your statement is just as subject to mis-information as mine is. In any case, the 60% losses claimed in the AI article only apply to…"
Apr 10
RK Hubbard replied to XLFD's discussion Ludington Climate Accord?
"Willy, nobody is advocating the elimination of fossil fuels. They will always be needed. What renewable technologies do is reduce the carbon signature of expensive fossil fuels by using new technologies that harness free renewable energy. Once the…"
Apr 10

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Ludington City Council, April 13, 2026, Part 1: Four Letter Words Beginning with F and P

Started by XLFD in Waving the Torch Around Our Area. Last reply by Golf~6~Romeo on Thursday. 1 Reply

Before English purists/police fault us in the comments for using the term "words" in the title rather than the more appropriate term "acronyms", our reporter, proofreader and editor (who happen to be…Continue

Let's Not Keep PACE

Started by XLFD in Waving the Torch Around Our Area. Last reply by XLFD on Wednesday. 8 Replies

The City of Ludington plunged themselves into the expensive proposition of leasing their vehicle fleet in February, then last month they introduced us to the next new shiny concept of Property…Continue

Ludington Climate Accord?

Started by XLFD in Waving the Torch Around Our Area. Last reply by RK Hubbard Apr 12. 18 Replies

Despite the conservative nature of Mason County, which predominantly elects Republicans to office and led to a 22% point victory by Donald Trump in the 2016 presidential elections, we still have a…Continue

Kings

Started by XLFD in Waving the Torch Around Our Area. Last reply by manlver almex Apr 11. 1 Reply

One week ago, we visited Rotary (City) Park when a demonstration/protest took place titled "No Kings 3" took place, we related our experience in an article, …Continue

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    XLFD created this Ning Network.

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    Migration Update

    The elves of the Ludington Torch were hopeful that we could move from our current Ning 2.0 network to the Ning 3.0 network shortly after our five year anniversary, but we have got news from them back that they are not currently doing any new migrations to the higher platform at this time.  We surmise that there has been problems with the migrations of other Ning sites, because some things do not transfer very well or at all, including videos and group modules. 

    As they continue to…

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    Created by XLFD Jan 3, 2015 at 12:38am. Last updated by XLFD Jan 3, 2015.

    Spammertizing

    Over the last couple of months our members have swelled due to an advertising push by those who join, post an ad, provide a link, and possibly send messages to other members advocating some product or action.  While these are basically harmless if you ignore them, the Torch tech wizards cannot fully protect against the intruders.  I have eradicated about two dozen of these infidels, and will make it a practice to do so in the future. 

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    Created by XLFD Dec 28, 2012 at 12:02pm. Last updated by XLFD Dec 28, 2012.

    Downloading Videos

    Want to download videos for a thread or just to add to our Videos library, but are having a hard time figuring it out?  It's not hard once you know how to do it.  First you will need the Video's "Embed" code; on a typical video site like Youtube they will have a "share" button you need to click, you will then see an "Embed" button you need to click.  You will see the code all in blue, you need to "copy" (as in copy and paste) this code by going to your copy command.

    Now go to the…

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    Created by XLFD Nov 23, 2011 at 10:52am. Last updated by XLFD Nov 23, 2011.

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