Community Property States and FHA Loans. Except for the obligations specifically excluded by state law, the debts of the non-purchasing spouse must be included in the borrower's qualifying ratios on FHA loans where the borrower resides in a community property state or the property to be insured is located in a community property state. Texas is one of nine states that is a community property jurisdiction. In general, this means that any property acquired by a couple during their marriage (with a few exceptions) is equally owned by both spouses. This can have a profound effect on the dissolution of property during divorce proceedings. HOMEOWNER'S HANDBOOKA GUIDE TO RULES AND REGULATIONS 2 rev 11102016 WELCOME Welcome to Sun City Oro Valley Community Association (SCOV), a private community of 2488 homes set in the beautiful Sonoran Desert. Built between 1987 and 1995 by Del Webb, the community was designed for active adults, offering a variety Community Property: All property or income acquired by either spouse during marriage is considered equally owned by both spouses for purposes of the division of the property upon death or divorce or for purposes of business transacted by either spouse. The Regulation - 38 CFR § 74.3 • (f) Community property laws given effect. retiree handbook, and produces other marketing materials to facilitate communication with SDCERS membership and the public. Service Efforts and Accomplishments . Since the inception of the San Diego City Employees' Retirement System 77 years ago, the number of active contributing members and retirees has continued to grow. liquidation. It is the lender's responsibility to ensure that the property meets the Agency's standards. SECTION 1: UNDERWRITING THE PROPERTY [7 CFR 3555.201] 12.2 OVERVIEW The lender must ensure the subject property meets the Agency's site guidelines. In particular, sites must be located in eligible rural areas; meet community standards MANAGEMENT PLAN HANDBOOK 4 SELECTING A PROPERTY Management plans submitted to IREM® for the purpose of fulfilling the CPM® management plan requirement must conform to the following property type and size requirements. Mixed-use properties of the types and sizes listed here may be used. Property Type Minimum Requirements Apartments, rental mobile HUD HOC Reference Guide Non-Purchasing Spouse Chapter 2 Mortgage and Credit Guidelines Page 2-08. A credit report, which complies with HUD guidelines, is required for a non-purchasing spouse residing in a community property state or when a property to be insured is located in a community property state. For California Educators Involved in Divorce or Legal Separation. Community property laws affect CalSTRS retirement benefits. It is up to Member Handbook at CalSTRS.com. CalSTRS members participate in a hybrid VA Pamphlet 26-7, Revised Chapter 12-Minimum Property Requirements. 12.09 Community Water Supply/Sewage Disposal Requirements, Continued. Trust Deed Forms The forms of trust deed for privately owned community systems (illustrated in HUD Handbook 4075.12) must generally be used without modification. The Maintenance Handbook will be continually updated from the Corporate Office. It is the Property Supervisor's responsibility to make the appropriate changes to keep the community's Maintenance Handbook current. The Manager must make all employees aware of any new policy. For California Educators Involved in Divorce or Legal Separation PMS 179