Hello,
How is everything with you? Am a Banker and an investor, I picked interest on you after going through your short profile and deemed it necessary to write you immediately. I have something very vital business Proposal to disclose to you, but I found it difficult to express myself here, since it's a public site.Could you please get back to me on:( frankdavidosei@live.com ) for the full details.
Have a nice day
Thanks God bless.
Mr. Frank David Osei

As a former Boy Scout, I'm prepared for anything-- except for someone using six exclamation marks after a question mark for punctuation. 

Also, Cheryl, be careful when you're on a public forum and make such statements.  If my house or vehicle catches fire unexplainedly in the near future it could make you a person of interest.