XLFD
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  • Ludington, MI
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XLFD's Discussions

Let's Not Keep PACE

Started this discussion. Last reply by Golf~6~Romeo 4 hours ago. 7 Replies

The City of Ludington plunged themselves into the expensive proposition of leasing their vehicle fleet in February, then last month they introduced us to the next new shiny concept of Property…Continue

Privileged Ludington Officials Conspiring Secretly Over Destroyed Records

Started Apr 8 0 Replies

Our loyal readers should know by now that the City of Ludington (COL) received a FOIA (Freedom of Information Act) request from this reporter for police body cam footage of an accident where the LPD…Continue

False Positives, False Guilt: What Every Citizen Should Know About Colorimetric Drug Tests

Started Apr 7 0 Replies

If there's something we can all agree on, it's that we don't want to see a lot of drivers out on the road driving while impaired and endangering everyone, including themselves.  Yet there is another,…Continue

Kings

Started this discussion. Last reply by manlver almex on Saturday. 1 Reply

One week ago, we visited Rotary (City) Park when a demonstration/protest took place titled "No Kings 3" took place, we related our experience in an article, …Continue

 

Welcome, XLFD!

Latest Activity

Golf~6~Romeo replied to XLFD's discussion Let's Not Keep PACE
"If City council approves this they should all be removed."
4 hours ago
XLFD replied to XLFD's discussion Let's Not Keep PACE
"A struggling business needing credit to survive having one (or maybe two) balloon payments come due each year is a scary concept.  Maybe that's a hidden goal of the program: get environment-unfriendly entities like GLC LLC interested in…"
yesterday
Freedom Seeker replied to XLFD's discussion Let's Not Keep PACE
"The yearly? Loan payment attached to the tax bill could be scary--instead of breaking down over 12 months like a traditional loan. It seems like a loan designed to fail for already struggling entities."
yesterday
XLFD replied to XLFD's discussion Let's Not Keep PACE
"Thanks for doing additional research, I could have easily missed some details or failed to convey them in the article due to an effort to keep it away from being too wonkish.  One thing not mentioned is that these PACE loans usually are granted…"
yesterday
Freedom Seeker replied to XLFD's discussion Let's Not Keep PACE
"Re-reading your arguments against,X, it comes to my mind of Michigan Tax-Sale on non-paid property taxes (after 3 years) which goes to a contract auctioneer (online now). So what happens when a PACE loan recipient can't pay the tax bill (with…"
yesterday
Freedom Seeker replied to XLFD's discussion Let's Not Keep PACE
"Below is a link for more info on the national level. What I cant easily find is the fixed interest rates, which most publications say is "between the lender and…"
yesterday
Freedom Seeker replied to XLFD's discussion Let's Not Keep PACE
"Thanks for the alert and research, X on PACE (not to be confused with another acronymn for senior care that comes up when searching PACE). It seems this could easily become a quagmir-like automatic "lein" on property sales or defaults,…"
yesterday
XLFD posted a discussion

Let's Not Keep PACE

The City of Ludington plunged themselves into the expensive proposition of leasing their vehicle fleet in February, then last month they introduced us to the next new shiny concept of Property Assessed Clean Energy (PACE), a California innovation designed to transition over to a greener earth, and indicated that they may want to adopt PACE after a public hearing scheduled for the 6PM meeting on Monday, April 13th.Some potential resistance was shown at the …See More
Sunday
RK Hubbard replied to XLFD's discussion Ludington Climate Accord?
"You may want to read the following article:  https://www.factcheck.org/2019/07/does-wind-work-without-subsidies/"
Sunday
XLFD replied to XLFD's discussion Ludington Climate Accord?
"You may want to read that middle paragraph again for the AI attribution, and the first paragraph for an assessment on AI reliability.  I do a lot of research and have found AI to be a great tool, but inconsistent and…"
Sunday
RK Hubbard replied to XLFD's discussion Ludington Climate Accord?
"XLFD, your source is almost word for word from AI (but tsk tsk, you didn't say so). So I will assume that your statement is just as subject to mis-information as mine is. In any case, the 60% losses claimed in the AI article only apply to…"
Saturday
RK Hubbard replied to XLFD's discussion Ludington Climate Accord?
"Willy, nobody is advocating the elimination of fossil fuels. They will always be needed. What renewable technologies do is reduce the carbon signature of expensive fossil fuels by using new technologies that harness free renewable energy. Once the…"
Friday
XLFD replied to XLFD's discussion Ludington Climate Accord?
"Thanks for indicating your source (AI), I do hope you recognize that like most of us humans, AI is heavily affected by input, some of what may be propaganda or even false.  Indeed, if AI is fed contradictory data, it has a tendency to ignore…"
Friday
RK Hubbard replied to XLFD's discussion Ludington Climate Accord?
"Electric vehicles (EVs) have a lower overall carbon footprint than gasoline cars, typically reducing greenhouse gas emissions by 60% to 80% over their lifetime. While manufacturing EVs generates more CO2 due to battery production, they achieve…"
Thursday
XLFD posted a discussion

Privileged Ludington Officials Conspiring Secretly Over Destroyed Records

Our loyal readers should know by now that the City of Ludington (COL) received a FOIA (Freedom of Information Act) request from this reporter for police body cam footage of an accident where the LPD responding officer allegedly let a drunk friend off of any charges.  The response set a high ransom on the records which was appealed to the city council, which upheld the price absent any compelling argument.  The ransom was paid, and it was said that the records would be ready in about two…See More
Apr 8
XLFD posted a discussion

False Positives, False Guilt: What Every Citizen Should Know About Colorimetric Drug Tests

If there's something we can all agree on, it's that we don't want to see a lot of drivers out on the road driving while impaired and endangering everyone, including themselves.  Yet there is another, almost universal agreement over the concept that we don't want people arrested for the offense of drug possession just because a cheap field test gave a false positive and put an otherwise innocent person through a mostly unforgiving justice system. This topic is particularly relevant to the…See More
Apr 7

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Comment Wall (94 comments)

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At 7:18am on December 31, 2025, Paul Galinski said…

New to this site.  You are well informed and write superbly.  Is this your site/'invention''?

I am in Ludington every couple of weeks.  Likely to continue into 2026.  Also grew up in Ludington.

Best/only strong resource to get better in touch with Ludington.  Thank you!

At 8:50pm on December 30, 2023, Willy said…
X, I am unable to edit my comments and cannot attach a photo or video to my comments. I don't know if it's my computer or if it's has something to do with the forum. Just wondering if anyone else is having a problem.
At 9:37pm on November 3, 2021, Joel Micko said…

Hello and thank you!

At 8:10pm on February 5, 2020, Annabel Lee said…

Thank you!

At 10:01pm on November 12, 2018, AQUAMAN said…

Anything special about the CC Mtg. tonight? Thanks, Aqua.

At 9:23pm on January 3, 2018, XLFD said…

Louise, in the upper right corner of the main page you will see your name and an "inbox (1 new)" link under it.  Click on that and you'll see a message from me.  Click on that, and then reply in that same space.  This will be private messaging between you and me.  I will use my resources to try and verify your claims; our sheriff's office is remarkably cloaked in secrecy (more so than the COL) since KIm Cole assumed the position of sheriff.

At 8:32pm on January 3, 2018, jfc123 said…

Sure hope to hear these names! Bullies need exposed!

At 4:54pm on January 3, 2018, louise lane said…
I’m not sure how to message you, other than this way...sorry not good with computers. I have no evidence or proof. I’m sorry I wish I knew how to verify the claims all I can tell you is the names of the officers I heard about
At 9:02pm on January 2, 2018, louise lane said…
Ive heard that a local corrections officer got fired for sleeping with an inmate while on duty and another got fired for falsifying his time card, also A deputy Sargent recently got demoted. What is going on at our local sheriffs office and why is none of this being reported?
At 12:55am on November 18, 2017, Jodie said…
I'm curious about something and have not been able to find an answer. I'm hoping you may know the answer. Is it 'usual practice' to use a person's full name in the body of an op-ed?
 
 
 

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